indira gandhi national old age pension Scheme Punjab:The Indira Gandhi National Old Age Pension Scheme (IGNOAPSP) is a social security initiative aimed at providing monthly financial assistance to elderly citizens who belong to the Below Poverty Line (BPL) category. While the central government sets the baseline, the Punjab Government supplements this to provide a higher pension amount (currently ₹1,500 per month) to ensure dignity and support for the elderly.
ਕੀ ਤੁਸੀਂ ਆਪਣੇ ਪਰਿਵਾਰ ਦੇ ਵੱਡੀ ਉਮਰ ਦੇ ਮੈਂਬਰਾਂ ਲਈ ਵਿੱਤੀ ਸਹਾਇਤਾ ਦੀ ਖੋਜ ਕਰ ਰਹੇ ਹੋ? ਜੇ ਤੁਸੀਂ ਪੰਜਾਬ ਵਿੱਚ ਰਹਿੰਦੇ ਹੋ ਅਤੇ ਘੱਟ ਆਮਦਨ ਵਾਲੇ ਪਰਿਵਾਰ ਨਾਲ ਸੰਬੰਧਿਤ ਹੋ, ਤਾਂ ਸਰਕਾਰ ਤੁਹਾਡੀ ਮਦਦ ਲਈ ਮੌਜੂਦ ਹੈ।
ਬੁੱਢਾਪਾ ਪੈਨਸ਼ਨ ਯੋਜਨਾ ਵੱਡੀ ਉਮਰ ਦੇ ਨਾਗਰਿਕਾਂ ਨੂੰ ਵਿੱਤੀ ਸੁਤੰਤਰਤਾ ਦੇਣ ਲਈ ਬਣਾਈ ਗਈ ਹੈ, ਜਿਨ੍ਹਾਂ ਕੋਲ ਆਮਦਨ ਦਾ ਘੱਟ ਜਾਂ ਕੋਈ ਵੀ ਸਰੋਤ ਨਹੀਂ ਹੁੰਦਾ।
ਚਾਹੇ ਤੁਸੀਂ ਮੌਜੂਦਾ ਪੈਨਸ਼ਨ ਰਕਮ, ਉਮਰ ਸੀਮਾ, ਜਾਂ ਫਾਰਮ ਭਰਨ ਦੀ ਪ੍ਰਕਿਰਿਆ ਬਾਰੇ ਜਾਣਨਾ ਚਾਹੁੰਦੇ ਹੋ — ਇਹ ਗਾਈਡ ਤੁਹਾਨੂੰ ਸਾਰੀ ਲੋੜੀਂਦੀ ਜਾਣਕਾਰੀ ਪ੍ਰਦਾਨ ਕਰਦੀ ਹੈ।
Pension Amount & Benefits (Punjab Variant)
The scheme is a mix of Central and State contributions. While the central rules (IGNOAPS) offer a basic amount, the Punjab Government adds a significant share to make the monthly pension helpful for today’s cost of living.
| Age Group | Central Assistance (Baseline) | Final Pension Amount in Punjab |
| 60 – 79 Years | ₹200 / month | ₹1,500 per month |
| 80 Years & Above | ₹500 / month | ₹1,500 per month |
Note: The Punjab Government has standardized the pension to ₹1,500 per month for eligible beneficiaries to ensure uniform support.
Key Feature: This is a Non-Contributory pension. This means you do not have to pay any money to join; the government provides the full assistance.
Eligibility Criteria: Who Can Apply?
To get the pension, you must meet specific rules set by the government.
1. Age Limit:
- Women: Must be 58 years or above.
- Men: Must be 65 years or above.(Note: While Central IGNOAPS rules typically start at 60+, Punjab has specific age brackets for state benefits).
2. Financial Status:
- You must belong to a Below Poverty Line (BPL) household.
- Your annual family income should not be more than ₹60,000.
- Land Holding: You should not own more than 2.5 acres of irrigated land (Nehri/Chahi) or 5 acres of unirrigated land (Barani).
3. Residency:
- You must be a permanent resident of Punjab.
- You should possess a valid identity and residence proof.
Documents Required
Before you apply, make sure you have these documents ready. Missing documents is the #1 reason for delay!
- Proof of Age: (Birth Certificate, Matric Certificate, Voter ID, or Aadhaar).
- Proof of Residence: (Domicile Certificate, Ration Card, etc.).
- Aadhaar Card: Mandatory for linking the bank account.
- Bank Account Details: Copy of Passbook (Pension is sent directly to the bank via DBT).
- Passport Size Photographs: Recent photos of the applicant.
- Income Certificate/Self-Declaration: Proving income is below ₹60,000/year.
How to Apply for Old Age Pension in Punjab
You can apply in two ways: Online (via UMANG/Government Portals) or Offline (at local offices).
Method 1: Online Application (Via UMANG/Digital Punjab)
- Visit the Portal: Go to the UMANG App or the official Punjab Government Portal (socialsecurity.punjab.gov.in).
- Register: Click on “Register” and verify your Mobile Number using OTP.
- Search Scheme: Search for “National Social Assistance Programme (NSAP)” or “Old Age Pension”.
- Fill Form: Enter your personal details, age, and bank info.
- Upload Docs: Scan and upload your Age Proof, Aadhaar, and Photo.
- Submit: Click submit and note down your Application Reference Number to track the status.
Method 2: Offline Application (In-Person)
- Visit the Office: Go to your local District Social Security Officer (DSSO), BDPO Office, or Sewa Kendra.
- Get the Form: Ask for the “Old Age Pension Application Form” (Free of cost).
- Fill & Attach: Fill in the details and attach self-attested copies of your documents.
- Submit: Hand it over to the concerned staff.
- Get Receipt: Important! Always ask for an acknowledgement receipt with a date and ID number.
Punjab Old Age Pension Scheme 2026: Check New Age, Income & Land Limit Rules – Apply Online
Helpline & Contact Details
If you face any issues, you can contact the authorities directly:
- Department: Department of Social Security And Women & Child Development, Punjab.
- Helpline Number: 0172-2608746
- Email ID: dsswcd@punjab.gov.in
- Office Location: District Social Security Officer (in your respective district).
Frequently Asked Questions (FAQs)
Q1: What is the age requirement for the Punjab Old Age Pension?
In Punjab, women are eligible from the age of 58 years, and men are eligible from 65 years.
Q2: How much pension will I get per month?
The current pension amount provided by the Punjab Government is ₹1,500 per month.
Q3: Is the BPL Card mandatory?
Yes, usually a BPL card or proof that your income is below the set limit (₹60,000/year) is required to qualify.
Q4: How is the pension paid?
The pension is transferred directly into your bank account through Direct Benefit Transfer (DBT). It is not given in cash.
Q5: Can I apply if I already get another pension?
No. If you are already receiving a pension from any other government source (like a service pension or widow pension), you are not eligible for this scheme.